Covered Critical Illnesses:

These lifestyle factors can contribute to a range of critical illnesses that disproportionately affect individuals, including:

• Heart Attack: Damage to the heart muscle due to lack of blood flow.
• Stroke: Disruption of blood flow to the brain, causing brain damage.
• Cancer: Uncontrolled growth and spread of abnormal cells.
• Kidney Failure: Loss of kidney function, requiring dialysis or a transplant.
• Organ Transplant: Replacement of a diseased organ with a healthy one.
• Multiple Sclerosis: An autoimmune disease affecting the brain and spinal cord.
• Alzheimer’s Disease: A progressive neurodegenerative disease affecting memory and cognitive function.
• Parkinson’s Disease: A progressive nervous system disorder that affects movement.