Your truck insurance covers the rig. Your company covers the liability. But who covers YOU when you can’t drive?

Supplemental plans fill the gaps that every other policy leaves wide open. These aren’t “extra” expenses—they’re the survival gear that keeps your household running when you’re off the road.

The “Gap” Coverage Breakdown:

• Income Protection (Disability): This is the big one. If you’re injured and can’t pull a load, this replaces your paycheck. Get up to $6,000 a month so your bills don’t stop just because your truck did.

• Accidental Medical Expense: Covers the “out-of-pocket” nightmare. ER visits, ambulance rides, X-rays, and follow-up care. The stuff that adds up fast when you’re already out of work.

• Critical Illness: If you’re hit with a heart attack, stroke, or cancer, this pays you a lump sum directly. Use it for the mortgage, the groceries, or whatever you need while you focus on getting back behind the wheel.

• Hospitalization: This pays you a daily cash benefit for every day you’re in a hospital bed. It covers the costs your “regular” insurance won’t touch.

• Accidental Death: Simple and direct. If the unthinkable happens in an accident, your family gets a lump sum benefit immediately. No waiting periods.

Most drivers don’t think about these until they’re sitting in a waiting room. By then, it’s too late.

One call. Ten minutes. Let’s find the gaps in your coverage before the road finds them for you.