Supplemental Plans

Supplemental insurance plans are designed to provide additional coverage beyond that offered by traditional health insurance policies. They provide coverage for unexpected or unforeseen events, such as accidents or illnesses that public health insurance doesn’t cover, or that public insurance covers only partially.

Accidental insurance plans are designed to provide financial protection in the event of an unforeseen accident. The policyholder receives coverage for medical costs, lost wages, permanent disability and even death, depending on the plan. The coverage can be of great help in protecting a family’s finances in these unfortunate circumstances.

Critical illness insurance plans are meant to help policyholders manage medical costs in the event of a serious health condition. The plans typically cover costs related to hospital stays, diagnostic tests, doctor visits, treatments, and therapies. By covering these costs, the policyholder can give themselves financial peace of mind in the event of a critical illness.

Disability income replacement plans are meant to make up for the income that a policyholder earns in the event of disability due to an illness or injury. The plan covers either all or part of the policyholder’s lost wages, and can help provide peace of mind in these trying times.

Long-term care insurance plans provide coverage for policyholders who are unable to care for themselves due to a long-term illness or disability. The coverage may include payments for staying in a nursing home, hospice care, and home care. This type of policy can help protect a policyholder’s assets and help them maintain financial independence.

These supplemental insurance plans can be an invaluable form of protection for those who need them. Before deciding on an insurance policy, it is important to make sure that the coverage is right for you and your specific needs.